Buyer education!

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Buyer education! Interest Rate Vs. APR Dear first time home buyers, I know those terms can confuse a lot of consumers. I’m here to make it as simple as possible for you to understand the differences between the two. Interest rate is the percentage you pay to borrow money from a lender for a specific period of time and it might […]
Buyer education! Is it a good time to purchase a house?
Buyer education! Sources you may need while you’re in the process of buying a home :) It might be helpful to have these companies information at your fingertips. Termite inspection: https://www.twintermite.com/  **Twin Termite Roof inspection: https://theroofdoctors.net/   **Roof doctor (Free inspection) Mold inspection: Mold Inspection, Mold Testing & Mold Removal Indoor-Restore (indoorrestore.com)   **Indoor restore Home inspection: http://rciinspect.com/ **RCI inspect. Lou is the best!! 209.613.4808 All in one inspection.. Home/Roof/Pool: https://www.jmbhomeinspections.com/ **JMB Home […]
Buyer education! 10 Steps For Buying a House Meet with a real estate agent. (I’m never too busy for you!) Get organized. (tax return, bank statements and paystubs) Apply for mortgage. (shop at least at 2 places)(banks and private broker) Shop around for your dream home. Find a home and put an offer. Negotiate a contract. (Can happen also after received inspection report) […]
Buyer education! Do’s and Don’ts During the Loan Process MORTGAGE DO’s and DON’Ts It is very important that you understand each detail. DO Keep originals of all paystubs, bank statements and other important financial documentation. DO Provide all documentation for the sale of your current home, including sales contract, closing statement, employer relocation/buy-out program if applicable. DO Notify your Loan Officer if you plan […]
Buyer education! Closing Cost vs. Down Payment- Everything You Should Know Closing Costs vs. Down Payments Are closing costs and down payments the same thing? They may seem like it, but they’re not. That down payment on a home is not the same as the money you’ll need to pay for closing costs, though they both help you buy a home. When you’re shopping for a […]